Help with filing a Virginia State Farm car accident claim

A good neighbor would not shortchange you

Like several other big insurance companies, State Farm markets itself as a friendly “good neighbor.” But after an accident, you may discover that was just a slogan to convince people to accept higher premiums for more “quality care.”

Whether you were injured by another driver who has State Farm, or you have an uninsured or underinsured policy with State Farm, your claim may be delayed, devalued, or denied. Sadly, most big insurance companies like State Farm see accident victims as nothing more than numbers.

But our team at GibsonSingleton Virginia Injury Attorneys knows how bad car accidents can be. Every day, we work with clients who were seriously injured by drunk drivers, distracted drivers, or simply careless drivers. That’s why we fight to get our neighbors full compensation in their claims.

We bring you big-city experience and small-town care. We’ve worked for big companies like State Farm, in big cities, as trial lawyers. Now, we are proud to serve our neighbors here in Virginia with our expertise. If you need to talk about your State Farm accident claim with a Virginia car accident attorney, call us at (804) 413-6777 or toll-free at (855) 781-6777.

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How does State Farm handle accident claims?

Across the Commonwealth, an estimated 15% of Virginia drivers are insured by State Farm, which is the largest insurance company in the United States. Big insurance companies build profits by paying out as little as possible to policyholders, charging high premiums, and denying claims.

When a person is in an accident, instead of looking at your medical bills, lost wages, or property damage, adjusters consult computer programs to figure out how expensive a claim will be. Whatever factors it considers, you can expect the adjuster to offer you a lowball settlement that hardly covers your bills.

All insurance companies want you to accept a small settlement as soon as possible after a wreck, and they will use several different tactics to “encourage” you to agree to a settlement, including:

• Appearing friendly on the phone.
• Acting like a small settlement is a great deal.
• Requiring an excessive amount of paperwork from you, such as tax returns, pay statements, and medical records and original bills.
• Demanding that you see a “specialist” doctor chosen by State Farm.
• Asking you to make a recorded statement.

All of these tactics are meant to get you to agree to less money or, if you do demand more, build a case against you in court. Remember that State Farm-recommended specialist we mentioned? An adjuster may ask you to take an “independent medical exam” with a doctor chosen by State Farm, but these doctors are anything but independent. When they look at a patient, they’re working on State Farm’s dime and may treat any injuries they see as minor. If your case goes to trial, this doctor’s report may be used against you.

Remember that recorded statement? They want you to contradict yourself somewhere, so they can then claim your account is “unreliable.”

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Should I talk to an attorney about my claim?

Taking on a big insurance company after a car accident is intimidating. All you want is to get back on your feet and pay your medical bills, and insurance companies like State Farm are aggressive with their lowball offers. We’ve seen State Farm’s insurance adjusters fight tooth and nail to avoid paying full compensation after a serious crash. They rarely offer a fair deal without the threat of going to trial.

But our team at GibsonSingleton Virginia Injury Attorneys has years of experience under our belt – we know how to handle State Farm. Our founders are both trial attorneys who are not afraid to step into a courtroom to fight for our clients. If push comes to shove and State Farm refuses to settle, we can take them to court and hold them accountable before a jury or judge.

As former members of the U.S. Marine Corps, Ken Gibson and John Singleton have served their country, and now they’re ready to serve you. They know how to prepare a plan and execute it successfully for you. Being unprepared is not an option, and we treat every case as if it is going to court. When faced with an aggressive insurance company, we embody the saying about Marines: “No greater friend, no worse enemy.”

If you have questions about filing a car accident claim against State Farm or need help with an uninsured or underinsured accident claim, reach out to us. We are here to serve our neighbors when they need help by meeting with you at no cost or obligation.

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Who can help me with a State Farm car accident claim?

Our Virginia injury attorneys understand how difficult it is to deal with a car accident claim. Our partners, Ken Gibson and John Singleton, know firsthand what it’s like to be injury victims. We have been through the process ourselves and now fight to help our neighbors throughout Eastern Virginia. We bring empathy and compassion to every client.

We’ve experienced the frustrations our clients face — pain, suffering, fear, difficulty dealing with insurance companies, pressure to settle without a lawyer. That’s why we do everything possible to make the legal process easy for our clients, so they can focus on getting better and getting their life back.

If you were injured by another driver, don’t go it alone. Let GibsonSingleton Virginia Injury Attorneys fight for you and your right to full compensation. Call us today at (804) 413-6777 or toll-free at (855) 781-6777 to talk about your accident in a free consultation. We work on a contingency basis, meaning we only get paid when you do.

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Additional Information

• How a personal injury attorney can help with your own insurance company after an accident
• Fear and Reality: Should you accept the insurance company’s offer, or file a claim?