Help with filing a Virginia Farmers Insurance car accident claim

We consider it an honor to serve our neighbors

When you hear the word “farmer,” you likely do not think of a big insurance company. Farmers Insurance, Farmers Bureau, State Farm — these names make these companies sound down-to-earth and relatable. Do not let their names fool you. The truth is that these are billion dollar companies who are focused on making a huge profit.

Farmers Insurance is no different. It handles millions of insurance policies throughout the country and often forgets that its duty is to help accident victims after a serious crash. Companies this large may see victims as just numbers on a spreadsheet and do not realize the real-world impact on a life. All you may want is to get your medical bills paid and to have some time to recover from a crash, but dealing with a dismissive insurance company can be stressful and draining.

At GibsonSingleton Virginia Injury Attorneys, we have seen firsthand how hard it is for our neighbors to get compensation for their injuries. We have heard their stories and seen the impact on their lives. When someone is hurt, we consider it a duty to help them.

That is why we are here to stand up for you after an accident with a negligent driver. As former members of the U.S. Marine Corps, Ken Gibson and John Singleton have served their country, and now they’re ready to serve you. They know how to prepare a plan and execute on it successfully for you. Let them help with your Farmers Insurance accident claim for you so that you can focus on recovering.

We offer free consultations, so there is no cost to call us at (804) 413-6777 or toll-free at (855) 781-6777 to talk about your accident.

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When can I file a claim with Farmers Insurance?

Farmers Insurance is the seventh largest insurance company in the United States, making it a major carrier for drivers throughout Virginia. Given that there were more than 100,000 car accidents in Virginia in a recent year, you may have a claim with Farmers Insurance after a car accident.

Farmers Insurance provides coverage for all types of vehicles in Virginia. If you were injured by a negligent driver who has Farmers Insurance, you may have to file a claim with it for a:

• Car accident
• Motorcycle accident
• Commercial vehicle accident, such as a big-rig
• Moped accident
• RV or motorhome accident
• ATV accident

Farmers Insurance has to provide uninsured motorist and underinsured motorist coverage under Virginia’s insurance laws. If you are a Farmers Insurance customer, you may have to file a claim directly with it to get compensation, such as if you were injured in a hit-and-run accident. While you may assume that you will be treated fairly as a customer, Farmers Insurance may make the claims process difficult for you.

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Can I trust Farmers Insurance to give me a good deal?

Insurance companies like to market themselves as the good guys, offering to save drivers hundreds of dollars every year in premiums. But when you go to file an accident claim, these “good guys” can turn into your enemies. Insurance companies make their profits by charging monthly premiums and paying as little as possible in accident claims.

If you try to file a claim directly with a Farmers Insurance adjuster, you can expect him to be friendly and sympathetic at first. He may ask about your injuries and how they affected your day-to-day life or job. He may even say he can offer you a great deal if you accept it today.

These are all tactics insurance adjusters use to devalue or deny a claim. By acting friendly, an adjuster may convince you to share information about your accident that he will use to claim you are the one at fault, which can hurt you if you try to demand proper compensation in a lawsuit. By asking about your injuries, he is trying to get you to say that they are “not that bad,” or that you are “feeling fine.” This can help the insurance company justify offering you a low settlement.

As for that “great deal,” it will likely only cover a portion of your medical bills. The only reason it is being offered to you is to get you to sign away your right to file a lawsuit for full compensation.

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Should I talk to an attorney about my accident?

Dealing with an insurance adjuster on your own can hurt your claim in the long-run. You may feel pressured to accept a low settlement offer. Your best option is to speak to an attorney as early as possible. At GibsonSingleton Virginia Injury Attorneys, we can sit down with you in a free consultation, go over the details of your accident, and explain how we can get you full compensation for your injuries.

If you choose to work with us, we will provide the strong legal representation you need after an accident. We know the roads around Eastern Virginia like the back of our hands and can dig into the details of how your accident occurred. We will use our experience and knowledge to investigate your accident and prove that you deserve compensation for your injuries.

We know the costs of a car accident can be nerve-wracking and that you just want to get your medical bills paid. That is why we always demand the highest possible amount in a claim and can show you how much your claim is really worth. We do not accept anything less than the best for our clients and will never pressure you to settle if you do not want to.

You do not have to worry about paying us either, as we work on a contingency fee basis. We will handle all of the up-front legal costs of your claim and only get paid after we resolve your case. That is our Zero Fee Guarantee.

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Offering a helping hand when you need it most

No one should have to jump through a million hoops to get their medical bills or lost wages covered after a car accident. Accident victims deserve compassion, sympathy, and respect, but insurance companies see them as numbers.

At GibsonSingleton Virginia Injury Attorneys, we’ve experienced the frustrations our clients face after a wreck — pain, suffering, fear, difficulty dealing with insurance companies, and pressure to settle without a lawyer. Our partners, Ken Gibson and John Singleton, know firsthand what it’s like to be an injury victim. That’s why we do everything possible to make the legal process easy for our clients, so they can focus on getting better and getting their life back.

If you bring your case to us, we will shoulder the burden of getting you compensation for your injuries. We have dealt with big insurance companies like Farmers Insurance before and we know how to hold them to their policies. Don’t go it alone; let our Virginia injury attorneys stand up for you. Call us at (804) 413-6777 or toll-free at (855) 781-6777 for a free case evaluation.

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