Help with filing a Virginia Nationwide car accident claim

Is Nationwide really on your side?

As much as we like to think our roads are safe and pleasant in the Commonwealth, the truth is that a serious auto collision can happen any time. More than 100,000 car accidents happened on our roads in a recent year, half of which involved injuries. After a serious accident, you would hope that the other driver’s insurance company would take care of you and your medical expenses.

After all, Nationwide likes to say it’s “on your side” after a crash, but that’s not always true. Nationwide ranks as one of the top 10 biggest insurance companies in the United States, so you would assume that it has the money to pay out proper compensation when a driver is in an accident, especially here in Virginia. But insurance companies do not always care about the issues of everyday drivers, and you may have a hard time getting a fair deal after a crash.

If you were injured by a driver with Nationwide insurance, or need help with a Nationwide uninsured/underinsured motorist claim, reach out to us at GibsonSingleton Virginia Injury Attorneys. Our attorneys are dedicated to making our roads around Virginia safer by sharing important information. But when an accident does occur, we believe in helping victims get the compensation they are owed. We consider it a duty to serve our neighbors who have been injured by negligent drivers, and if that means standing up to a big insurance company like Nationwide, we are always up for the challenge.

Call us at (804) 413-6777 or toll-free at (855) 781-6777 to tell us what happened to you and get a free case evaluation.

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Can I trust Nationwide to give me a fair deal?

Insurance companies like Nationwide often talk about their low premiums, their comprehensive policies, and how easy it is to file a claim. Nationwide does allow drivers to file claims over the phone, online, and with their app, but an easy claims process does not mean you will get a fair deal.

Unfortunately, many insurance companies want to pay as little as possible in claims to avoid losing money. If you attempt to contact an insurance adjuster on your own, you should expect to:

• Have your injuries questioned or dismissed
• Be asked to make a recorded statement
• Required to fill out a large amount of paperwork
• Be asked to take an independent medical exam
• Be offered a settlement that is less than what your claim is worth
• Be blamed for the accident

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Should I contact an attorney about my Nationwide claim?

Whether you were injured by a driver who has Nationwide or you have a Nationwide uninsured or underinsured policy, you should talk to an attorney about your accident claim. Our team at GibsonSingleton Virginia Injury Attorneys has dealt with Nationwide in the past and can guide you through the claims process to ensure you get proper compensation for your injuries. Nationwide and other big insurance companies often treat accident victims as mere numbers, but we will treat you as our neighbor.

Our Virginia car accident attorneys can:

• Explain your rights to receive full compensation after a crash
• Handle all communication with Nationwide so you can focus on recovering
• Calculate the costs of the accident to get you a fair deal
• Investigate the cause of your injuries to prove the other driver was at fault
• Negotiate with Nationwide to get you the highest possible award
• Represent you in a personal injury trial, if necessary

We know you are worried about paying for an attorney, which is why we offer every client a Zero Fee Guarantee. There are no up-front costs for hiring us to represent you in a claim, and we only get paid after your claim has been settled. We do not get paid unless you do.

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What can I recover in a claim?

Your first question after a car collision may be “How do I get my medical bills paid?” We are here to tell you that you should not have to pay for treatment on your own. If another driver caused your injuries, he has a legal responsibility to pay for your treatment and recovery through his insurance company. Any medical expense you have suffered due to a negligent driver’s actions should be included in your claim to get you the highest award possible.

As mentioned earlier, big insurance companies will try to pay as little as possible in claims to avoid hurting their profit margins. Most will try to get you to accept a small settlement right after an accident before you really know how expensive your medical bills are going to be.

Instead of accepting less than what you are worth, you should wait until you fully understand how much your case is worth. Our team at GibsonSingleton Virginia Injury Attorneys can review your medical bills and add up the costs of your care to ensure that not a single dollar is left out of your claim.

Medical bills are not the only cost you can recover in a claim. For example, if you were forced to take time off work to attend physical therapy or recover, then these lost wages should be included in your claim. If you were forced to change jobs due to a severe injury, you can also add the lost earning potential of your job in a claim. We have met with many injured drivers who were worried about missing out on work and have helped them recover their lost wages. We can do the same for you.

Finally, a car wreck can cause great mental and physical stress. You may be in a large amount of pain, have difficulties sleeping, or struggle with your mental health. In the Commonwealth, these costs are treated as “pain and suffering” and can be recovered in a personal injury claim. These costs do not have a price tag, but our attorneys can work with you to determine a fair amount for your injuries.

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What types of claims can you help me with?

Many accident victims need help with claims against other drivers who have Nationwide, but we can also represent our neighbors who need representation in uninsured motorist (UM) and underinsured motorist claims (UIM).

UM applies when someone is injured by an uninsured driver, which is more common than you would think. 10% of drivers in Virginia do not have car insurance, but UM coverage is required by law in Virginia. Through this policy, you can recover compensation through your own insurance company, including Nationwide.

Nationwide is also required to provide UIM coverage. These policies provide compensation when an accident victim is injured by a driver who does not have enough insurance to cover all of the victim’s damages. In this situation, you could file a claim with your insurance provider to get the rest of your bills paid.

We are dedicated Virginia personal injury attorneys. We work closely with accident victims who have suffered serious injuries due to negligent drivers and have firsthand experience with car accidents. We know how scared and worried you are about your future, which is why we show compassion and understanding to all of our neighbors who need help with car accident claims.

GibsonSingleton Virginia Injury Attorneys can provide representation when filing Nationwide claims for:

• Injury claims against other drivers
• Uninsured motorist claims for injuries
• Underinsured motorist claims for injuries

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How do I get started on my claim?

If you were injured by another driver and need help filing a claim with Nationwide, we encourage you to reach out to us at GibsonSingleton Virginia Injury Attorneys. Our team has spent years standing up for our neighbors throughout the Middle Peninsula to get them the highest possible award after serious car accidents. Let us lend you a helping hand when you need it the most.

We bring you big city experience and small town care. We’ve worked for big insurance companies, in big cities, and as trial lawyers. Now we are proud to serve our neighbors here in Virginia with our experience and expertise.

John Singleton worked for large insurance companies, so he knows how to respond to their tactics effectively. Ken Gibson served as a federal and state prosecutor, bringing hundreds of cases to trial successfully.

GibsonSingleton will advocate effectively for you with insurance companies, taking your case to trial if necessary, and get you full compensation.

There is no cost to sitting down with us and telling our Virginia injury attorneys what happened to you. Call us today at (804) 413-6777 or toll-free at (855) 781-6777 for a free consultation with attorneys who have your best interests at heart. We are ready to serve you.

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