Help with filing a Virginia Progressive car accident claim

Don’t let Flo fool you

For years, Progressive has marketed itself through “Flo,” a charming, quirky insurance company rep who just wants to help us all save money. Progressive often mentions their “Name Your Price” tool and implies that making a claim is a fun experience – which sidesteps how difficult and stressful the aftermath of a car accident can actually be.

But anyone who has filed a claim with Progressive knows that it is just like any other insurance company: interested in its bottom line. And, there’s nothing fun about having to argue with an insurance adjuster to get your medical bills and lost wages paid.

GibsonSingleton Virginia Injury Attorneys knows that Progressive can play serious hardball, which is why we consider it a calling to represent car crash victims in claims against this giant corporation.

If you were injured by another driver and need to file a car accident claim with Progressive, let our team at GibsonSingleton Virginia Injury Attorneys stand up for you. We put our years of experience to work for you as we investigate your crash, collect evidence of negligence, and negotiate with Progressive to get you full compensation for your injuries. If Progressive is unwilling to settle, don’t worry – we are experienced trial lawyers who are well-prepared to fight for you in court.

As former members of the U.S. Marine Corps, Ken Gibson and John Singleton have served their country, and now, they’re ready to serve you. They know how to prepare a plan and execute on it successfully.

We also provide strong legal representation in uninsured and underinsured motorist claims with Progressive. To talk to us today about what happened to you, call us at (804) 413-6777 or toll-free at (855) 781-6777 for a free consultation.

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What problems may I have when filing a claim with Progressive?

Progressive is the third-largest auto insurance company in the United States, providing coverage for almost 10% of all drivers. Here in the Commonwealth, Progressive provides policies for up to 14% of all Virginia drivers. As a Fortune 500 company, Progressive has reported over $5.7 billion in profits in recent years. Sadly, it’s important to remember where these profits come from.

Progressive may seem friendly in its commercials, but it is just as profit-driven as any other corporation. Insurance companies make money in two ways: charging high premiums and paying low settlements. If you try to file a claim with Progressive on your own, you can expect its insurance adjusters to:

• Offer a low settlement offer, which you should never accept.
• Act like your injuries were minor.
• Treat your medical care as unnecessary.
• Blame you for the accident and your injuries.
• Ask you to make a recorded statement, which you should never agree to.
• Demand that you see a doctor that the insurance company selects.
• Deny your claim.

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How do I know if Progressive is offering me a fair deal?

Insurance companies as big as Progressive receive thousands of claims every month. Instead of taking the time to carefully review each claim by a person, most use computer software to calculate the initial cost of a claim. While you would hope that Progressive includes all your medical bills, lost wages, property damage, and other expenses, Progressive is mainly interested in keeping profits high. When it calculates the value of a claim, it will look at the minimum it can offer to avoid being taken to court.

The truth is you cannot trust an insurance company to offer you a fair deal after a crash. Instead of letting them decide how much money you should receive in your car accident claim, let our team at GibsonSingleton Virginia Injury Attorneys help you out by giving you a fair assessment of your case in a free consultation.

In the Commonwealth of Virginia, car accident victims can recover compensation for:

• All medical bills, including past and future expenses
• Lost wages
• Lost earning potential
• Pain and suffering

Altogether, these costs should help you become whole again, meaning you have no leftover medical bills or expenses to pay related to the accident. Unfortunately, Progressive will not offer you this amount right out of the gate, which is why it takes a skilled Virginia injury lawyer to get you full compensation for your injuries.

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How should I react if a Progressive insurance adjuster calls me after a wreck?

Insurance adjusters want accident victims to settle as quickly as possible following a collision, so you can expect a call from Progressive shortly after the crash. The adjuster will act friendly to get you to agree to a low settlement, probably claiming that it is a great deal.

If he cannot get you to accept the deal, then he will try to collect evidence that can help him reduce the value of your claim or outright deny it. He may ask you about your personal life, how you are handling your injuries, and what happened in the accident. He may even seem to be on your side, but you should not fall for that approach.

Your best option is to tell the adjuster that you need to speak to a lawyer first before agreeing to any deal. Politely tell the adjuster that your attorney will contact Progressive when he is prepared to discuss the settlement.

After that, call us at GibsonSingleton Virginia Injury Attorneys and let us handle all calls or emails with Progressive. We can keep adjusters from plaguing you with calls and work to get you full compensation.

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Who can help me with a Progressive car accident claim?

Getting compensation after a car accident should be a simple process, but big insurance companies like Progressive make it hard. Progressive may appear friendly and approachable in its commercials, but it is focused on making even more money. If you go into it without a lawyer at your side, you may have your injuries minimized, your character called into question, and even your claim denied.

Our team at GibsonSingleton Virginia Injury Attorneys has dealt with Progressive often. We know how they think and how to fight back. John Singleton worked for large insurance companies, so he knows how to respond to their tactics effectively. Ken Gibson served as a federal and state prosecutor, bringing hundreds of cases to trial successfully. If you trust your case to us, we will use all of our skills and experience to get you full compensation after a car accident.

GibsonSingleton will advocate effectively for you, taking your case to trial if necessary to get you full compensation. To talk about your case with compassionate and dedicated Virginia car accident attorneys, call us at (804) 413-6777 or toll-free at (855) 781-6777 and get a free case evaluation. We work on a contingency basis, meaning we only get paid when you do.

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Additional Information

• How a personal injury attorney can help with your own insurance company after an accident
• Fear and Reality: Should you accept the insurance company’s offer, or file a claim?