Help with filing a Virginia Allstate car accident claim

Helping our neighbors get fair deals from Allstate

Following a serious collision, all you want is to get your bills paid, take some time to rest, and get back on your feet. You do not want to have to jump through a bunch of hoops to file a car accident claim. But, nothing about filing a claim is easy when big insurance companies are involved.

Allstate has ranked among one of the largest auto insurance companies for years, standing beside such giants as Geico, Progressive, and State Farm. If you were in a car accident, you are likely to either have Allstate or have been injured by a driver who does. Most of the big insurance companies argue that they have a hassle-free claims process, allowing victims to file claims online, through apps, over the phone, or at a local office. This may make you think do not need to talk with an attorney about your claim, but when you finally get an offer back from an insurance adjuster, you may find that it is much smaller than the costs of your medical treatment and other accident-related expenses.

At GibsonSingleton Virginia Injury Attorneys, we know what it’s like to deal with big insurance companies. We work every day to help our neighbors get proper compensation for their injuries after car accidents. Our partners have personally been injured by negligent drivers and had to deal with the claims process from a victim’s perspective. We have even worked with insurance companies and seen how they treat accident victims.

We know what you are going through and that you just want to move on after a crash. Rather than accepting a low settlement offer from Allstate, let GibsonSingleton Virginia Injury Attorneys fight to get you full compensation for your injuries. We want to help you get back to your old life. Call us today at (804) 413-6777 or toll-free at (855) 781-6777 to talk about your accident in a free consultation.

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Is filing a claim with Allstate easy?

Allstate claims it serves more than 15 million customers across the country and is a multi-billion dollar company. With so many resources, you would assume it would provide proper and fair compensation to every person injured by one of its drivers. Virginia roads have seen more than 700,000 accidents over a five-year period, more than half of which involved serious injuries. Drivers deserve compassion, respect, and compensation after car accidents, yet big insurance companies like Allstate do not always see it that way.

If you were injured by an Allstate driver or had to file an uninsured/underinsured claim with Allstate, its offer of an easy and stress-free claims process may seem like a blessing. All you have to do is follow a five-step process to get compensation for your injuries. This online system may seem convenient, but it is actually meant to help Allstate, not crash victims.

Online systems used by Allstate and other big insurance companies are designed to calculate the lowest possible amount an insurance company will have to pay for an accident. It will look at the average cost of a settlement and how much it would take to fight a claim in a personal injury trial. The final number you will see will be far less than the actual cost of your accident. Allstate hopes that you will not argue with its claim process and accept this offer before you do the math for yourself.

Customers of Allstate may also face issues with filing uninsured motorist claims. Virginia requires all drivers to have car insurance, but at least 10% do not carry any liability insurance. If you were injured by an uninsured driver, you may be able to file a claim with Allstate, but this turns your insurance company into the at-fault party. Even though you are a customer, Allstate may still try to offer you a small settlement for your injuries.

Instead of accepting this low offer, you should reach out to an attorney who can explain how much your claim is actually worth.

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Should I talk to an insurance adjuster on my own?

You may still have a frustrating experience if you try to deal with an insurance adjuster on your own. Insurance adjusters are trained to convince accident victims to accept small settlements. An adjuster may appear sympathetic at first and ask in-depth questions about your injuries, but he really wants you to slip up by saying you “feel fine” or are “sorry for the accident.” Both of these statements can be used against you if you try to fight for a higher amount in court.

We suggest you avoid speaking to an insurance adjuster until after you have talked to an attorney and avoid:

• Sharing personal details about your life
• Admitting fault for an accident
• Downplaying your injuries
• Giving an adjuster access to your medical files
• Agreeing to a recorded statement
• Agreeing to see an independent doctor

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Who should I talk to about my claim?

There is no cost for talking to an attorney at GibsonSingleton Virginia Injury Attorneys about your claim. We offer free consultations to anyone who was injured by a negligent driver and can provide an honest legal opinion about your Allstate claim. There is no obligation to hiring us to represent you in a claim, but there are a few benefits.

If you ask us to help with your claim for you, we can:

• Represent you in all calls, meetings, and negotiations with an insurance adjuster
• Protect your personal information
• Explain how much your case is worth and help you calculate the costs of an accident
• Collect evidence to support your claim
• Review all available insurance policies, including your own, to determine your best options
• Advocate for a higher settlement amount from Allstate
• Help you file an uninsured or underinsured accident claim with Allstate
• Fight for a jury verdict in a personal injury trial against Allstate, if necessary

Our Virginia injury attorneys never want you to feel stressed or worried about your claim. We always work to provide timely answers to your questions and keep you up to date on your claim. We know what it’s like to be an accident victim, which is why we do the heavy-lifting to let you focus on recovering. We offer every client a Zero Fee Guarantee — meaning we do not get paid until you do.

Prevention, empathy, and diligence are hallmarks of everything we do at GibsonSingleton. You are our neighbor, not a number. We serve our neighbors in Virginia, and we work to prevent personal injuries from happening by sharing helpful safety and insurance information here. But when a serious wreck happens, we consider it a calling to help those who are hurt.

If you need to file a personal injury claim with Allstate after a car collision, call us at (804) 413-6777 or toll-free at (855) 781-6777. We will listen to your story and prepare a plan to get you full compensation.

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