What Are the McKinsey Documents?
The McKinsey documents refer to a large collection of internal Allstate materials and related claims-handling evidence associated with McKinsey & Company. Critics say these materials show how cost-focused claims strategies can encourage delay, low settlement offers, and litigation pressure instead of individualized claim evaluation. At GibsonSingleton Virginia Injury Attorneys, Virginia personal injury lawyers Ken Gibson […]
What Is Virginia’s New Underinsured Motorist (UIM) Stacking Law, and How Does It Affect Your Car Accident Claim?
Virginia’s underinsured motorist (UIM) stacking law, enacted under Virginia Code § 38.2-2206, allows you to combine your own UIM coverage with the at-fault driver’s liability insurance rather than having one subtracted from the other. This change took effect for all auto insurance policies issued or renewed after July 1, 2023, and it can significantly increase […]
When was the last time you looked over your insurance policy carefully? And what should you be looking for?
When you’re thinking of making a big purchase, you shop carefully. Car insurance should be no different, which is why it’s a good idea to review your policy closely and ask for help if you need it. Before you buy or renew your car insurance, make sure that you’re dealing with a reputable company, that […]
What happens if I’m stopped by a Virginia police officer and I do not have insurance?
Flashing blue lights in your rearview mirror are rarely a good sign. What happens if you are stopped by law enforcement while driving on a public road, and you do not have automobile, truck, or motorcycle insurance? Answer: a lot. Do I have to have insurance in Virginia? In Virginia, you are required to maintain […]
How to understand emergency room intake forms and know what to sign
We all know that a hospital visit requires a ton of paperwork, and this can be annoying if you were just in an auto accident. You may feel frustrated and confused as you try to fill out all the forms correctly, especially because you just want proper treatment. But improperly filling out forms or not […]
Dealing with medical expenses after an accident—5 steps to guide you
After an accident, most victims worry about the looming medical bills they will have to pay. Most people live paycheck to paycheck, so having to take time off from work severely limits their ability to cover their medical expenses. Often, accident victims will delay treatment—either refusing a trip to the emergency room (ER) or waiting […]
Fear and Reality: Should you accept the insurance company’s offer, or file a claim?
Accidents bring a lot of emotions: anger, depression, anxiety, stress, fear. Most people just want to get back to life before it happened and wish they could avoid the pain and costs altogether. Many think they just have to handle most of the expenses themselves because they expect the insurance companies to lowball them.
How important is uninsured motorist coverage in Virginia?
We all dread the thought that we could be in a car accident one day. We hold our breath when a big truck leans into our lane, or we see a car speeding toward us in our rearview mirror. Beyond the fear of injury, there’s the financial anxiety we all have. We think: “What if […]
John shares how an insurance company evaluates your case
Virginia is a “fault” state after a car crash, which means the person at-fault for the accident needs to pay for the costs of the accident. In a car accident claim, you’re usually going to be seeking compensation from the at-fault driver’s auto insurance company. In this interview, John Singleton, partner at GibsonSingleton Virginia Injury […]
The “not-as-friendly” face of insurance companies
♪ Like a good neighbor, State Farm is out to make a lot of money! ♪ Doesn’t have much of a ring to it, does it? But unfortunately, it’s true about State Farm and many other insurance companies. While they may have benevolent slogans such as, “You’re in good hands with Allstate,” the reality is […]
What do lawyers and insurance agents wish you knew?
Personal injury attorneys and insurance agents have some common bonds. We both believe it’s important for people to have the right amount of auto insurance coverage for them – not too much, but not too little. We at GibsonSingleton Virginia Injury Attorneys sat down with Gloucester insurance agent Jay McGlohn, Vice President of Gloucester Southside […]